Free web app, open now · iPhone and Android coming soon

Keep the bush. Pick the berries.

Gooseberry tracks the monthly payouts from income funds like SPYI, QQQI and MSTY: your next payday to the cent, and how much of each payout is really your own money coming back.

Open the free web app

Get the iPhone and Android apps first:

Gooseberry’s Taxes screen: this year’s payouts split into income and return of capital, and cost basis per fund

The part your broker doesn’t show

Berries or the bush?

Many option-income funds pay you mostly return of capital: a cutting from your own bush, not a berry. It isn’t taxed when it lands, but it lowers your cost basis, so the tax waits for the day you sell.

Your brokerage shows the payout. Gooseberry shows what it’s made of, and keeps your real cost basis lot by lot using the issuers’ own tax filings.

SPYI’s Oct 23, 2026 payout was $0.5087 a share. By the issuer’s estimate, 99% of it was return of capital.

Work it out for your own shares with the ROC calculator →

Latest payouts, by the issuers’ own notices

Fund	Per share	Paid	Return of capital
SPYI	$0.5087	Oct 23, 2026	99%*
QQQI	$0.6343	Oct 23, 2026	100%*
MSTY	$0.1630	Oct 30, 2026	14%*
JEPI	—	—	No figure

Income (the berries)
Return of capital (a cutting from the bush)

* Estimated from each fund’s 19a-1 notice. Final figures come from the issuer’s Form 8937 or year-end tax statement after the tax year. All funds →

Everything an income investor actually asks

Your next payday, to the cent

Gooseberry knows which shares you owned on each ex-date, so a mid-month purchase never inflates this month’s check.

Your real cost basis

Return of capital lowers your basis every month. Gooseberry keeps the ledger per lot, using Form 8937 finals, before your 1099 arrives.

Add holdings from a screenshot

Snap a trade confirmation. The text is read on your iPhone and never uploaded.

Every ex-date and payday

Declared, announced and projected dates across your funds, with a reminder before each ex-date.

Total return, not just yield

See whether a fund’s price is keeping up with what it pays out, and model reinvesting with DRIP.

Payday on your Lock Screen

Widgets for your next payday and this month’s income, updated in the background.

Income screen: this month’s payouts, paid and estimated, and the next payday

Calendar screen: ex-dates and paydays for the month

Fund detail screen for SPYI: payout history and return of capital

Straight from the source

Issuer data, not aggregator guesses

Every number comes from the fund issuer: distribution tables, 19a-1 notices and annual Form 8937 tax filings. Today that’s 204 funds from YieldMax, Roundhill, Global X, NEOS, Amplify ETFs, Gabelli Funds, Defiance ETFs, RiverNorth Capital Management, Calamos Investments, Adams Funds, Liberty All-Star Funds, Saba Capital Management, Cornerstone Advisors, Goldman Sachs, J.P. Morgan, iShares by BlackRock and Reaves Asset Management, checked every weekday.

Browse the funds See the payout calendar

No account needed

Open it and go: nothing to sign up for, nothing to link. A login is optional, only to sync your own devices.

No ads, no tracking

No analytics or advertising code in the apps, and nothing about you is sold or shared. Privacy policy

Your holdings stay yours

Your lots, shares and costs live on your device. Sync is optional and end-to-end encrypted: we can’t read it. To show your payouts, the app downloads the public data of each fund you hold or follow, with no account or ID attached.

Be first in the orchard

The web app is open now, and the iPhone and Android apps are in final testing. Join the list for their betas, launch day, and the Harvest Report: once a month, what every tracked fund paid and how much came back as return of capital.